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INDIAN OVERSEAS BANK — PHAGWARA Branch

OPP. BUS STAND,G.T. RD,PHAGWARA

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Branch Details

IFSC CodeIOBA0000344
MICR Code144020202
BankINDIAN OVERSEAS BANK
BranchPHAGWARA
CityPhagwara
StatePunjab
STD Code01824
Phone260430
PIN Code—
Transfer modes NEFT RTGS

Location & Nearby Post Offices

Post office data for PIN is not available right now.

Need help with an NEFT transfer to/from this branch? Contact INDIAN OVERSEAS BANK's NEFT Customer Facilitation Centre: 📞 044-28889397 · ✉️ rtgscell@iob.bank.in

About this branch

The IFSC code for the PHAGWARA branch of INDIAN OVERSEAS BANK is IOBA0000344. This 11-character code identifies the exact bank and branch for NEFT, RTGS, and IMPS transfers.

Yes, this branch is listed as NEFT-enabled, so it can send and receive National Electronic Funds Transfer payments using IFSC IOBA0000344.

Yes, this branch is RTGS-enabled (MICR code 144020202) and can process Real Time Gross Settlement transfers of ₹2 lakh and above.

The MICR code for this branch is 144020202, used for cheque clearing (CTS) in addition to the IFSC IOBA0000344 used for NEFT/RTGS.

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