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INDIAN OVERSEAS BANK — LUDHIANA MAIN Branch

1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001, PIN 141001

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Branch Details

IFSC CodeIOBA0000047
MICR Code141020006
BankINDIAN OVERSEAS BANK
BranchLUDHIANA MAIN
CityLudhiana
StatePunjab
STD Code0161
Phone2750169
PIN Code141001
Transfer modes NEFT RTGS

Location & Nearby Post Offices

  • 📮 Sarabha Nagar SO (PO)
  • 📮 Sidhpeeth SO (PO)
  • 📮 Ludhiana HO (HO)
  • 📮 Bharat Nagar SO Ludhiana (PO)
  • 📮 New Courts SO (PO)
  • 📮 Durgapuri SO (PO)

INDIAN OVERSEAS BANK also serves nearby villages:

Habbowal Kalan (102)

Need help with an NEFT transfer to/from this branch? Contact INDIAN OVERSEAS BANK's NEFT Customer Facilitation Centre: 📞 044-28889397 · ✉️ rtgscell@iob.bank.in

About this branch

The IFSC code for the LUDHIANA MAIN branch of INDIAN OVERSEAS BANK is IOBA0000047. This 11-character code identifies the exact bank and branch for NEFT, RTGS, and IMPS transfers.

Yes, this branch is listed as NEFT-enabled, so it can send and receive National Electronic Funds Transfer payments using IFSC IOBA0000047.

Yes, this branch is RTGS-enabled (MICR code 141020006) and can process Real Time Gross Settlement transfers of ₹2 lakh and above.

The MICR code for this branch is 141020006, used for cheque clearing (CTS) in addition to the IFSC IOBA0000047 used for NEFT/RTGS.

This branch's address falls under PIN code 141001, in LUDHIANA, Punjab.

Yes — for Habbowal Kalan (102), the nearest INDIAN OVERSEAS BANK branch is LUDHIANA MAIN (IFSC IOBA0000047), which serves PIN code 141001.

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