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INDIAN OVERSEAS BANK — CIVIL LINES Branch

FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA

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Branch Details

IFSC CodeIOBA0000446
MICR Code141020004
BankINDIAN OVERSEAS BANK
BranchCIVIL LINES
CityLudhiana
StatePunjab
STD Code—
Phone2449530
PIN Code—
Transfer modes NEFT RTGS

Location & Nearby Post Offices

Post office data for PIN is not available right now.

Need help with an NEFT transfer to/from this branch? Contact INDIAN OVERSEAS BANK's NEFT Customer Facilitation Centre: 📞 044-28889397 · ✉️ rtgscell@iob.bank.in

About this branch

The IFSC code for the CIVIL LINES branch of INDIAN OVERSEAS BANK is IOBA0000446. This 11-character code identifies the exact bank and branch for NEFT, RTGS, and IMPS transfers.

Yes, this branch is listed as NEFT-enabled, so it can send and receive National Electronic Funds Transfer payments using IFSC IOBA0000446.

Yes, this branch is RTGS-enabled (MICR code 141020004) and can process Real Time Gross Settlement transfers of ₹2 lakh and above.

The MICR code for this branch is 141020004, used for cheque clearing (CTS) in addition to the IFSC IOBA0000446 used for NEFT/RTGS.

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